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Home > Blog > What Insurance Does Your Business Need?
MONDAY, FEBRUARY 28, 2022

What Insurance Does Your Business Need?

It can be overwhelming to know how to best care for your office space. Having the right insurance coverage to protect your office building and staff is essential. Coverage will vary depending on your business’s unique needs and your state’s requirements. Discuss your needs with your agent at Germani Insurance Services to determine which type of coverage is best for you.  

Types Of Insurance For Your Business  woman using calculator
Business Insurance coverage for your organization is typically going to come in the form of small business insurance. There are various types of insurance you may need or want for your business: 

  • General liability: Insures against losses in the event your business is held liable for property damage or personal and advertising injury 

  • Commercial property: Can compensate you for losses or damage to your building, equipment and other property 

  • Professional liability: Helps protect your business against claims that a service your business provided caused a client to suffer an economic or financial loss 

  • Employment practices liability: Helps protect organizations against allegations of wrongful acts that may occur during the employment process 

  • Workers’ compensation: Can cover medical bills or missed wages in the event an employee suffers a work-related injury or illness 

  • Cyber liability: If part of your business operates online, this policy can cover your business in the event of a cyberattack that may cause a loss of data, revenue, customer trust and other first and third-party losses

 

You can build your insurance based on what your business needs. This means the cost of your insurance is going to vary depending on which policies you choose. To determine an accurate quote, speak with your agent at Germani Insurance Services.  

Contact Us Today 
Receiving the right coverage to protect your office building is critical, which is why at Germani Insurance Services, we’re here to help. Contact your agent today to learn more about which coverage might be right for you and your office building.  


Posted 9:44 AM

Tags: business insurance
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