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Home > Business > EPLI in Los Angeles, CA
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EPLI in Los Angeles, CA


There are many laws and regulations that govern how employers in the United States are required to treat their employees. Regardless of size or sector, your business must ensure a complete understanding of what constitutes acceptable behavior to help avoid costly lawsuits that could have devastating consequences. Even if allegations of inappropriate workplace practices are unfounded, your company may still face significant financial setbacks. With that in mind, all employers must understand and prioritize employment practices liability insurance (EPLI). 

What Does EPLI Cover? 

Employment practices liability lawsuits can arise from improper acts committed by a business. Even businesses that are careful about how they treat their workforce and diligently reassess their HR practices may eventually face serious allegations from a current, prospective or former employee. Fortunately, an adequate EPLI policy can provide crucial financial assistance to help pay for your legal defense and settlements. 

Common sources of employment practices liability claims may include allegations of the following: 

  • Discrimination
  • Harassment
  • Improper hiring practices
  • Wrongful termination
  • Failure to promote
  • Retaliation 

How Much Does EPLI Cost? 

Like most types of insurance, premiums for a sufficient EPLI may vary significantly. Like your business’s circumstances and operations, coverage needs will be unique. With that in mind, insurance providers must conduct a thorough analysis of various aspects of your business before being able to determine your costs. In most cases, they will consider the following factors: 

  • Industry
  • Workforce size
  • Annual revenue
  • Hiring and termination practices
  • Employee turnover rate
  • Prior claims history 

Get the Right Coverage 

Employment practices liability allegations are a considerable risk for your business’s finances and future. In addition to the financial ramifications of defending yourself from a lawsuit, such accusations may also impact your business’s reputation. As your company attempts to manage and recover from an employment practices liability suit, an adequate EPLI policy may make all the difference. 

The agents at Germani Insurance Services are here to help. We will work with your business to determine its specific EPLI needs and build optimal coverage. Contact us today to get started.

 

Employment Practices Liability Insurance in Los Angeles, CA

Employment Practices Liability Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a request and we will be in contact with you soon.

EPLI Quote Form

 

 

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