General Liability Insurance in Los Angeles, CA

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What is General Liability Insurance? If you want to ensure that your small business has financial protection from unforeseen claims, general liability insurance is a smart investment. While it’s not always required by law, liability insurance for small businesses may be required by certain contracts or lease arrangements. With a general liability insurance policy, it’s easy to get protection from the costs of:

Property Damage

When customer property is damaged by an employee, your general liability insurance coverage may pay for a replacement. For example: Your contractor accidentally sets fire to a building they are working in, and repair costs will exceed $150,000. Now, you may be liable to pay for the damages and construction costs. With small business liability insurance, you would likely have help covering the costs of those damages.

Bodily Injury

If someone other than an employee is injured on your property, general liability insurance coverage can take care of medical expenses plus legal expenses and damages.

Product Liability

If products developed or sold by your business harm people or property, small business liability insurance can pay legal expenses associated with product liability lawsuits and medical expenses if an injury occurs.

Libel, Slander, and Copyright Infringement

General liability insurance for small businesses can pay for lawsuit expenses from personal and advertising injury. Advertising injury can include disparaging another business in your advertisements, stealing an advertising idea, and more.