Contact Us: ​(310) 733-2390
Germani Insurance Services, Inc.
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      • Cyber Attack Protection
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  • Contact
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Business Quotes >
      • Error & Omission Quotes
      • Contractors Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Health Quotes >
      • Health Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Supplement Coverage Quote
      • Vision Insurance Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Disability Insurance Quote
      • Final Expense Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Umbrella Insurance Quote
      • Travel Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Business >
      • Error & Omission Insurance
      • Contractors Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Supplement Coverage
      • Vision Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
      • Umbrella Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Other >
      • Event Insurance
      • Travel Insurance
      • Wedding Insurance
  • About
    • Our Company
    • Refer a Friend
    • Client Testimonials
    • Insurance Carriers
    • Accessibility Statement
    • Agency Photo Gallery
    • Blog
    • News
  • Videos
    • Auto >
      • Auto Insurance Explained
      • Teen Driver FAQs
      • Selecting The Appropriate Liability Coverage
      • How to Save Money on Your Auto Insurance
      • Save Big on Maintenance with an Extended Warranty
      • What To Do If You're In An Accident
    • Home >
      • Homeowner Insurance FAQs
      • Renters Insurance FAQs
      • How Landlord Insurance Can Protect Your Property and Rental Income
      • Condo Insurance FAQs
      • The Importance of a Home Inventory Checklist
      • What's Not Included In A Standard Homeowner's Policy
      • How To Protect Your Most Treasured Possesions
      • Earthquake Insurance FAQs
      • How to Save Money on Your Homeowners Insurance
      • Should You Insure Your Home at Market Value, or Replacement Cost?
      • Flood Insurance Made Easy
    • Life/Financial >
      • How to Protect Your Family From Financial Hardship
      • Term vs Permanent Life Insurance
      • How Much Life Insurance Do You Need?
    • Other >
      • Bundle & Save
      • How Umbrella Insurance Can Protect You & Your Family
      • Do You Have Enough Umbrella Insurance
      • Protecting Yourself Against Identity Theft
      • The Value of Working with an Independent Insurance Agent
      • How Commercial Umbrella Insurance Can Protect Your Business
      • How Commercial Earthquake Insurance Can Protect Your Business
      • How Commercial Flood Insurance Can Protect Your Business
      • How Professional Liability Insurance Can Protect You From Costly Lawsuits
      • If Your Business Got Sued, Are Your Personal Assets at Risk?
      • Cyber Attack Protection
      • Employment Related Lawsuit Protection
      • Is your business income protected?
      • Does Your Business Need Hired and Non-Owned Commercial Vehicle Insurance?
  • Contact


Group Benefits

Having the proper business insurance coverage at an affordable rate can make the difference between the success and failure of your business. Allow our commercial insurance experts to help guide you to success.

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What are Group Benefits?

Group benefits are insurance that covers a group of people who are usually the members of societies, employees of a common employer, or professionals in a common group. 

Group coverage helps reduce premium costs because it reduces the insurance carrier's risk by creating a pool of people to insure who are together for reasons other than obtaining insurance. Group benefits can also be a powerful incentive to keep and attract great employees.

Major Types of Group Benefits

Group Health Insurance 
Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees' family members) as a benefit of working for that company. A group health insurance plan is a major part of many employee benefits packages that employers provide for their employees. 

Group Life Insurance
Group life insurance (also known as wholesale life insurance or institutional life insurance) is term insurance covering a group of people, usually employees of a company, members of a union or association, or members of a pension or superannuation fund. Individual proof of insurability is not normally a consideration in the underwriting. Rather, the underwriter considers the size, turnover, and financial strength of the group.

Group Disability Insurance
Group Disability Insurance is a type of group insurance that provides regular income replacement payments to an insured member of the group in the event of an eligible disability resulting from illness or injury. Coverage is generally offered in two types: short-term disability (STD) or long-term disability (LTD).

Group Accident/Supplemental Insurance
Supplemental insurance is extra or additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover in the event of an accident or other covered loss.

Group Dental/Vision Insurance
When organizations want to offer the best dental and vision care benefits to attract and retain the best employees they need to work with our group dental and vision experts. We have access to the benefit plans that will keep your group members, employees, and their families healthy. 

Contact us to learn more about the right benefits for your group.
(310) 733-2390
3415 S Sepulveda Blvd
11th Floor
Los Angeles, CA 90034​
Click Here to Email Us
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Germani Insurance Services, Inc.
CA license # 0I43584
3415 S Sepulveda Blvd
​11th Floor
Los Angeles, CA 90034
(310) 733-2390​
Click Here to Email Us

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