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Germani Insurance Services Blog

View the latest blog posts from Germani Insurance Services.

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Tuesday, February 28, 2023

What Is Commercial Property and General Liability Insurance?

Your company’s business insurance plan provides coverage for specific risks and perils. This highly customized coverage may help pay liability claims for third-party injuries and property damage up to your commercial liability policy’s limits. READ MORE >>

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Tuesday, January 31, 2023

Does Business Insurance Liability Cover Theft?

Business liability insurance provides crucial financial protection and is typically part of a company’s business insurance package. However, it does not offer protection from the financial ramifications of theft or damage to your business property.   What Does Business Liability Insurance Cover? READ MORE >>

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Friday, December 30, 2022

Understanding Property Insurance for Contractors

Contractors must account for significant risks and exposures amid daily operations. The potential for costly incidents that could result in significant losses and damages makes it necessary for your business to implement and maintain robust risk management and loss control practices. READ MORE >>

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Wednesday, November 30, 2022

Understanding Business Income Insurance

Businesses require insurance coverage for many reasons. In addition to protecting your company’s property and providing financial assistance when responding to lawsuits, insurance can also provide critical aid if an incident forces your business to cease or alter its operations. READ MORE >>

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Monday, October 31, 2022

What is Covered by Commercial General Liability Insurance?

Businesses must account for many risks and exposures on a daily basis. Being liable for the losses and damages of other parties can be costly, and such responsibility could arise from a wide variety of common incidents. READ MORE >>

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Tuesday, August 9, 2022

What Is EPLI Coverage?

Employment practices liability insurance (EPLI) can provide coverage for lawsuits from employees who allege that actions organizations took during the employment process violated their rights. Although this may seem like a policy only large corporations need, entities of all sizes may be vulnerable to these claims. READ MORE >>

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Wednesday, July 20, 2022

What Is Commercial Property Insurance?

Commercial property insurance is an essential type of coverage for businesses of all sizes and sectors. These policies are necessary for any business—whether it rents, owns or leases space. Even businesses being operated out of a home should strongly consider this coverage.  READ MORE >>

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Thursday, June 30, 2022

What Types of Insurance Does a Manufacturing Company Need?

Businesses in the manufacturing industry need to have appropriate insurance coverage. While a manufacturing company’s insurance needs vary by industry, all companies in this sector should have specific policies to help protect their financial well-being.  READ MORE >>

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Monday, May 9, 2022

How Does Restaurant Insurance Work?

Restaurant owners face unique risks that certain types of insurance can help mitigate. Restaurant insurance can help provide valuable financial protection for your company.   Contact Germani Insurance Services in Los Angeles, California, to learn more about restaurant insurance and get a quote. READ MORE >>

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Wednesday, April 27, 2022

Artisan Contractors and General Contractors

Contractors utilize their skills to complete residential and commercial projects of all sizes. General contractors are typically responsible for overseeing an entire job, while artisan contractors, such as plumbers or electricians, are more specialized in their work. READ MORE >>

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