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4 Common Types of Employee Benefits

Although core compensation is the top-rated concern among employees, a comprehensive benefits package is often cited as the next most important factor when evaluating whether to stay at a company or switch jobs.   Many employers aim to offer benefits to…

Does Business Insurance Liability Cover Theft?

Business liability insurance provides crucial financial protection and is typically part of a company’s business insurance package. However, it does not offer protection from the financial ramifications of theft or damage to your business property.   What Does Business Liability Insurance Cover? General…

Understanding Business Income Insurance

Businesses require insurance coverage for many reasons. In addition to protecting your company’s property and providing financial assistance when responding to lawsuits, insurance can also provide critical aid if an incident forces your business to cease or alter its operations. Many…

What Is EPLI Coverage?

Employment practices liability insurance (EPLI) can provide coverage for lawsuits from employees who allege that actions organizations took during the employment process violated their rights. Although this may seem like a policy only large corporations need, entities of all sizes…

What Is Commercial Property Insurance?

Commercial property insurance is an essential type of coverage for businesses of all sizes and sectors. These policies are necessary for any business—whether it rents, owns or leases space. Even businesses being operated out of a home should strongly consider this…

How Does Restaurant Insurance Work?

Restaurant owners face unique risks that certain types of insurance can help mitigate. Restaurant insurance can help provide valuable financial protection for your company.   Contact Germani Insurance Services in Los Angeles, California, to learn more about restaurant insurance and get a quote.…

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